The TOP 5 of the BEST places to live in New Jersey.

According to a poll taken by Money Market Magazine in March, here are the results for the TOP 5 of the BEST places to live in New Jersey:

Monroe- Empty nesters flock to Monroe. The town has more active-adult developments than any municipality in the state, comprising 50 percent of the local housing stock. As a result, almost half the population is 55-plus.

Hoboken- Best place for singles, simply buzzes with life. With easy access to public transportation and a plethora of restaurants and bars, Hoboken has been transformed from a blue-collar town to a bedroom community for young, professional singles.

Upper Saddle River- New Jersey's most affluent town, situated just south of the New York border, Upper Saddle River is a five-square-mile town whose residents—many of whom are doctors, Wall Street professionals and successful entrepreneurs—are the most affluent in New Jersey, with a median household income of $180,429.


Oakland- Best for young families, located on the western edge of Bergen County, Oakland is woodsy and a bit remote, but its midsize homes, good schools and low crime rate make it popular with young families.

Warren- Top Town in Central Jersey, volunteerism is a way of life in Warren, and the people of the top Central Jersey town make it what it is. From the coaches in the recreation department to emergency services personnel to Warren’s various boards and commissions, the vast majority of hours are put in by volunteers.

A little about Golden Image Realty...

Golden Image Realty was founded by Nicholas Todaro in 1987. After working as a Real Estate Salesperson, Nicholas had a passion to open up his own office, where he can help people and share his achievements with his clients and future customers, with a satisfying outcome. Now with a family like environment, expertise quality service and the most updated access to Real Estate information, he has built a winning brand of Real Estate.

Our main goal at Golden Image Realty is SUCCESS! We believe that accomplishing results comes from knowledge and experience. We are ready to help you reach your purpose, in any kind of economical market. Our Real Estate Consultants and Sales Representatives strive for excellence. We are not a huge office where you will just be another number, we take pride in every client and customer that comes through our doors.

Call us for all your Real Estate needs today; we are only a phone call, email and/or text away!

Golden Image Realty is ready for the Spring Market!

 Golden Image Realty
is ready for the Spring market!

Call for all your Real Estate needs!

973-278-3600

Like us on www.facebook.com/njgoldenimagerealty.com for a chance to win a free CMA! Offer expires April 1, 2014. We will announce the winner on our Facebook page.

Real Estate Tips: ATTENTION BUYERS

REAL ESTATE TIPS:

ATTENTION BUYERS!

FOR DAILY TIPS, ADVICE AND IDEAS FOLLOW US ON:

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Home Warranty- Is it worth it?

Is a home warranty worth the cost?
 

Whether you are buying your first home or selling a home and moving into another, a home warranty  could be a valuable protection for your finances and your peace of mind:

(click on link below to read article)

 http://www.realtor.com/advice/home-warranty-worth-cost/

 

For any questions on Real Estate, contact Golden Image Realty 

Office: 973-278-3600

Fax: 973-278-4279

Email: goldenimagenj@gmail.com

10 STEPS to making a financial budget!

 10 steps to making a financial budget from: money.cnn.com

Learn how to budget by following these 10 steps on how to bring your spending under control.

1. Budgets are a necessary evil.
They're the only practical way to get a grip on your spending - and to make sure your money is being used the way you want it to be used.
2. Creating a budget generally requires three steps.
- Identify how you're spending money now.
- Evaluate your current spending and set goals that take into account your long-term financial objectives.
- Track your spending to make sure it stays within those guidelines.
3. Use software to save grief.
If you use a personal-finance program such as Quicken or Microsoft Money, the built-in budget-making tools can create your budget for you.
4. Don't drive yourself nuts.
One drawback of monitoring your spending by computer is that it encourages overzealous attention to detail. Once you determine which categories of spending can and should be cut (or expanded), concentrate on those categories and worry less about other aspects of your spending.
5. Watch out for cash leakage.
If withdrawals from the ATM machine evaporate from your pocket without apparent explanation, it's time to keep better records. In general, if you find yourself returning to the ATM more than once a week or so, you need to examine where that cash is going.
6. Spending beyond your limits is dangerous.
But if you do, you've got plenty of company. Government figures show that many households with total income of $50,000 or less are spending more than they bring in. This doesn't make you an automatic candidate for bankruptcy - but it's definitely a sign you need to make some serious spending cuts.
7. Beware of luxuries dressed up as necessities.
If your income doesn't cover your costs, then some of your spending is probably for luxuries - even if you've been considering them to be filling a real need.
8. Tithe yourself.
Aim to spend no more than 90% of your income. That way, you'll have the other 10% left to save for your big-picture items.
9. Don't count on windfalls.
When projecting the amount of money you can live on, don't include dollars that you can't be sure you'll receive, such as year-end bonuses, tax refunds or investment gains.
10. Beware of spending creep.
As your annual income climbs from raises, promotions and smart investing, don't start spending for luxuries until you're sure that you're staying ahead of inflation. It's better to use those income increases as an excuse to save more.